Short answer: Start on the ground: dents on gutters, downspouts, vents and air conditioning units, and shingle granules in the gutters, are the easiest signs. Damage on the shingles themselves is best confirmed by a roofer.
Hail damage is easy to miss, because much of it cannot be seen from the ground. You do not need to climb on the roof to find the first clues.
Signs you can check from the ground
- Dents on gutters, downspouts and metal vents
- Dents or bent fins on the air conditioning unit
- Shingle granules collecting in gutters or at downspouts
- Dents or cracks in siding and window trim
- Damaged screens, fences and outdoor furniture
Signs on the shingles
These are usually found by a roofer up close.
- Dark spots where granules were knocked off
- Soft spots or bruises that feel like a bruised apple
- Cracked or split shingles
- Exposed mat or damaged edges
What to do after a hail storm
- Photograph hail stones next to a coin or ruler, if you can
- Photograph the dents and granules you find
- Do not climb onto the roof
- Call a local, licensed roofer for an inspection
- Call your insurer if damage is found
Watch out for storm chasers
After big hail storms, some out of town crews go door to door. Check any roofer’s license, insurance and local address, and never sign on the spot. In some states, including Texas, it is illegal for a roofer to offer to pay or waive your deductible.
Mistakes to avoid
- Climbing onto the roof after a storm
- Signing a contract with a door to door roofer on the spot
- Waiting months to report damage to your insurer
- Assuming there is no damage because there is no leak yet
- Letting a roofer offer to cover your deductible
When to call a roofer
Call a local, licensed roofer for an inspection after any storm with hail about an inch across or larger, or if you find dents and granules on the ground. A written report with photos helps with your insurance claim.
Frequently asked questions
Does small hail damage roofs?
Hail around an inch across and larger is more likely to damage shingles, but older roofs can be damaged by smaller hail.
How long do I have to file a hail claim?
It depends on your policy and state. Some policies require claims within about a year, so do not wait.
Can hail damage cause leaks later?
Yes. Bruised shingles may not leak at first but can wear out much faster.
Is a roof inspection free?
Many roofers offer free inspections. Ask whether it includes photos and a written report.
Related
Read our storm and hail damage guide and our page on roof inspections.
Sifixit is a free referral service and does not provide home services. Calls may be answered by a partner call center or connected directly to independent local providers, who are solely responsible for their work, pricing, licensing and insurance.